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DRPRDebt Resolution Professionals Registry
CURRICULUM CERTIFICATION CONTACT US

Certified Debt Specialist Certification Curriculum

The coursework is self-paced and should take approximately 4-6 hours to complete.

You must complete the coursework before you can take the DRPR exam. The DRPR exam is an 80-question, multiple-choice test that should take approximately 1-2 hours to complete.

MODULE 1: Consumer Financial Literacy

  • What is Debt?
  • Debt Cycle
  • Consumer Debt Management Options
  • Financial Wellness

MODULE 2: Credit Fundamentals

  • What is Credit and How is it Used?
  • Types of Credit
  • Understanding APR and Credit Risks
  • Credit Report Analysis

MODULE 3: Debt Collection

  • The Debt Collection Lifecycle
  • Understanding the Consumer
  • The Fair Debt Collection Practices Act
  • The Debt Specialist’s Role

MODULE 4: Debt Relief Solutions

  • What is Debt Relief?
  • Debt Consolidation
  • Debt Settlement
  • Credit Counseling
  • Bankruptcy

MODULE 5: Debt Settlement In-Depth

  • What is Debt Settlement?
  • Understanding the Debt Settlement Process
  • Benefits and Drawbacks of Debt Settlement
  • Building a Debt Settlement Plan
  • The Role of Negotiations
  • Timeline and Creditor Behavior

MODULE 6: Governing Regulations & Agencies

  • Why Regulations Matter
  • Overview of Federal Regulations
  • Consumer Protection Agencies
  • Consequences of Non-Compliance
  • Best Practices for Compliance
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